Agreement and operator
These terms govern access to ClearCalc’s tools and guides. The operator is [COMPANY LEGAL NAME], [COMPANY ADDRESS], registration number [COMPANY REG. NUMBER]. Identity, applicable law and required consumer disclosures must be completed before these draft terms are used as a final legal document.
Educational use — not professional advice
ClearCalc supplies general information and estimates only. Nothing creates a financial adviser, accountant, attorney, fiduciary or client relationship. We do not assess your complete circumstances or recommend a regulated product for you. Read the separate Disclaimer alongside these terms.
Estimates, assumptions and tax years
Results depend on your inputs, simplified assumptions and the stated tax year. Interest accrual conventions, fees, credits, household circumstances and local rules can change real outcomes. Market returns and exchange rates entered in a tool are not forecasts or live quotes. Confirm material figures with the relevant institution or qualified professional.
Permitted use and intellectual property
You may use the tools for personal planning and share links or brief attributed quotations. Do not unlawfully copy or republish substantial content, bypass safeguards, interfere with service availability, attempt unauthorized access or use the site to deceive others. Rights in third-party source material remain with its owners.
The ClearCalc brand, original content and software are protected by applicable intellectual-property laws. Requests for broader reuse can be sent to info.ClearCalc@gmail.com.
Browser data and third-party links
You are responsible for your browser records and exported backups. Saved data is not an account-based backup service and can be lost when storage is cleared or devices change. Do not share input-bearing links if the values should remain confidential.
Third-party services, links and future advertisements have their own terms and policies. Inclusion is not an endorsement, and advertising does not alter our calculation models.
Availability and liability
We seek accuracy and reliable access, but cannot guarantee uninterrupted service or that every estimate fits your circumstances. To the extent permitted by applicable law, information is provided without warranties of completeness or suitability.
Nothing excludes liability that cannot lawfully be excluded, including applicable mandatory consumer rights or liability for fraud. Any permitted limitation must be interpreted consistently with the law applicable to you; these terms do not override statutory protections.
Changes and disputes
Material changes are reflected in the Last updated date. Contact info.ClearCalc@gmail.com about a dispute or correction. [APPLICABLE LAW AND DISPUTE FORUM — TO BE CONFIRMED BY THE OPERATOR]. No jurisdiction is selected by this placeholder, and mandatory local rights continue to apply.